I'm not much of a cowl person for a couple of reasons. First off, I haven't found a yarn soft enough not to be irritating after an hour or so. And I hate having something too tight around my neck (I almost never wear turtlenecks!), plus there's the messy-hair-putting-it-on factor to deal with. But I am happy with this one. It is stretchy enough to avoid the hair issues, and not too loose or too tight on the neck. The result is just right for tucking behind a coat collar and is super soft on the skin.
Although I have to say that I won't be sad when the weather warms up enough that I have to put it away for the season!